The Borrowers Defense to Repayment Program (often abbreviated BDAR) was created to help people get rid of student loans that shouldnt exist in the first place. Id pursue a Borrowers Defense to Repayment Discharge if I were you. Did Kaplan lie to you about the prospects or value of their higher education programs? Um, this is not the way to tell your story if you want a BDAR Discharge. You did not complete all your coursework at Kaplan University, but failed to receive your diploma prior to the schools closing. The school hasnt done anything illegal against you. When I came back to finish my credits to graduate Meric had become Kaplan. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. Maastricht, Limburg, Netherlands . And also does it apply to parent loans? I used to be a former student of kaplan in san diego for vocational nursing. The real kicker came when I approached time for graduation. Wanted to know your thoughts on the fact that my wife attended Kaplan in 2008-2009. Kaplan University has been accused of enrolling unqualified students, changing grades, and falsifying legal documents related to the schools accreditation requirements. I, also paid for an official transcript in 2017 and never received one. I havent been able to figure out when my school changed hands/ closed and if that would apply to me. The more detail the better! i felt the school was a joke and not taking my education i was paying for seriously. My response was well if I knew I wouldnt have to ask you. They said I would get a job in my field and have yet to find something. Its possible that this would qualify you for a Borrowers Defense Discharge, but I think it could be tough to prove what happened here. Take a look at my Guide on How to Apply for the Borrowers Defense Program, and good luck! Do any of the problems with Kaplan itself suggest that I have a chance to have my loans forgiven? Then, they co-ersed me into signing an agreement to change my degree to a general business administrative degree. And this program is actually the better option for receiving forgiveness benefits because even though its harder to qualify for them, its much easier to actually receive them. And if you have specific questions about the Borrowers Defense Program or the Closed School Discharge Program, check out my pages on them, or look at the official US Government student loan relief website. Loans are put into Deferment automatically as the DOE analyzes the application and determines whether or not to accept or reject it that may be whats happened here? Our teacher were only Medical Assistants with a few years experience. A Kaplan University campus in Maine Kaplan University ( KU) was a private online for-profit university owned by Kaplan, Inc., a subsidiary of Graham Holdings Company. To get a BDAR Discharge you have to prove that the school did something illegal, or committed fraud against you. The institution is approved to offer nursing programs by the Illinois Board of Nursing. You could either try to pursue a Borrowers Defense to Repayment Discharge against your school, or you need to find a way to get your loans back on track. I want to know what i can do? How to Use the Closed School Student Loan Discharge Program. I graduated from Kaplan 12 years ago and have been on economic hardship or deferment this whole time up until about 6 ml months ago when I got a little higher paying job. To stop paying the loan youd have to start looking into your options for having it discharged. I have written them many times about this and they do nothing. Its not like they put that stuff in writing. Had an amount of 20.000 to pay back. If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. Im looking to have my loans removed but I dont know where to look for any information that shows I went to the school. You need to be able to prove that the school committed fraud against you, and this explanation doesnt include anything about fraud. I was promised job placement and never received any assistance from Kaplan. I was also told my credits would finish it was a high need industry and i would make 18.00 an hr starting out all lies. Apr. You need to get in touch with Kaplan to see if you can get a transcript from them. 2020 Caldwell University and Ed4Mil have been ordered to pay the federal government $5 million to settle allegations that they defrauded the VA by overcharging veterans for classes they represented as being provided by Caldwell while in reality they were marked-up classes from an online correspondence school. Dive Brief: The U.S. Department of Education agreed Wednesday to automatically forgive the federal student loans of roughly 200,000 borrowers to settle a class-action lawsuit alleging that the agency delayed granting relief to students who were defrauded by their colleges. Do you feel that they enrolled you even though you werent qualified? You will need to come up with a better argument to get an application approved. You may qualify for a Borrowers Defense to Repayment Discharge (not sure what DBR means), but only if you can point out exactly what sorts of claims they made to you about high graduation rates, job placement, etc., and explain how those impacted your decision to borrow money to attend the school. In the beginning, they told me this would only take about 1 year since I had completed 3 semester of college classes that could be transferred as my general education classes as well as 2 accounting classes. This is a group of Federal Government backed attorneys who provide advice on student loan benefits, for free. All of a sudden they went into a 10 year deferment and said they arent to start being paid back for 10 years or 2028..have you heard if this happening to anyone else? 08-60368-PAS. That you would get one earning a certain amount of money? They told me that ill pay after 10 years They made it seem as if the value of the school was high which wasnt the case ! Basically, what you have to do to get a BDAR discharge approved is make a crystal clear argument stating that you never would have thought borrowing money for Kaplans higher education programs was a good idea, had you known the truth about their value. I dont think this example youve shared is an illegal activity on their behalf, so I doubt it would work. okt. I attended because they advertised as accredited for a degree in Business I completed all my classes. The Kaplan University Lawsuit One of the principal reasons that Kaplan University Student Loans are eligible for the Borrower's Defense program is that the school has been involved in defrauding the US Government to a huge $4 billion, which is essentially a record when it comes to higher education scams. Doesnt have to be about Kaplan at all. Promising a 100% job placement rate is definitely the sort of thing that the Borrowers Defense to Repayment Program was created to stop schools from doing. I would contact your Servicer to ask what the heck is going on. Hi there. You can reach them at 1-888-906-3065. I was also told they were and accredited school and i can go anywhere if i wish to transfer even to my local community college, which is a complete lie. You . I explained to them that when I set up my student loans for Kaplan I had a set amount that was earmarked for each term and there was nothing extra that I was given. they changed the programs grading courses to pass or fail. I attended Kaplan University in 2013 in Omaha NE. April 26, 2022 at 12:57 p.m. EDT. I was also told I would be able to have career placement assistance. Can you guide me? The civil trial stems from a lawsuit filed in November 2022, after New York passed a law that eliminated for one year the statute of limitations for adults who claim they were sexually assaulted . Did you read my entire post? Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. I need help before they try to garnish my wages again. Yes, BDAR Discharges are still widely available. They also told me I would receive credit for the 15 years I had spent working in the Insurance Industry toward my degree as experience. Any suggestions I would greatly appreciate. Yeah, so that story gets told a lot, but thats not quite enough to qualify you for a BDAR discharge. I know they didnt give 2 shits about our academics only the money. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. Hi Tim, I can not find any information with a number for Kaplan. Every year my tuition goes up and by the time I almost graduated in college in 2012 The school told me that they could not help me out to continue for college. I have contscted third parties, my losn servicer, and department of education years ago about what i went through at kaplan, literally everything you said they did to me. If your BDAR application is filled out correctly and properly processed, then not only will you receive debt forgiveness, but you might also qualify for a refund on whatever amount of money youve already paid out. Kaplan University Company Information Company Name: Kaplan Address: 550 West Van Buren Street, 7th Floor City: Chicago State/Province: IL Postal Code: 60607 Country: United States Website:. Sounded great until I received my liberal bs diploma in 2016. Hello, I am a Veteran & recently was TRICKED by a Company calling themselves STUDENT SS C-R; supposedly they are out of California, I paid them $820.00 to help me with my Kaplan Student Loan. All of my transcripts do show the entire program containing classes that refer to HealthCare Management but I have a degree in Business Administration! Read my post for the sorts of things that count. You can file a claim against a school at any time. No money and no job and informed that I can never apply for another student loan Id I fight this. Any point in trying to apply for this program? The presiding judge in that case, United States District Judge Patricia A. Seitz, has said that this case involves factual allegations similar to the employment discrimination case "namely, grade inflation and pressure to admit unqualified students." Diaz v. If you cant be specific and explain this clearly, then your application will be rejected and youll have to continue paying off that Kaplan debt. Arnold and Deanne Kaplan Collection of Early American Judaica (University of Pennsylvania) 31 I questioned this amount since I already had taken student loans for this time period. Kaplan University, Case No. I think you need an attorney to help with this. The way it works is that it provides an avenue for you to get your loans legally discharged if you can prove that they were only taken out because the school, student loan lender or servicer did something fraudulent that convinced you it was a good idea to borrow the money for their program in the first place. However, the choice is ultimately up to you. Knowing my grades werent the best but they said it would be ok. Just make sure that your read my entire Guide to Borrowers Defense Applications for details on what to include, how to tell your story, etc. I cant even find my loans nor can I find any records of the school? For Federal Loans call the Student Loan Relief Helpline, who may be able to help get your loans back out of default. Thank God I got some of my credits transfred to a different online school in 2018. The whole story about your Mom isnt honestly going to help your case at all. I am very frustrated about this. Hi, I, started Kaplan in January of 2013 and graduated June of 2015. I told this to the advisor and said I was in the process of completing it. By the way the one time I needed to speak to a teacher,she responded to my question with a question. Try securing employment with a Kaplan University degree at 60 years old, and now as Im approaching retirement have this $95,000 debt looming over me that will do nothing for me. Does this forgiveness apply to the Concord law school? Google their name to find their phone number, and good luck! Try using the Internet Archives Wayback Machine to look for old claims on old versions of their website, or go through old emails from them, or think about old conversations with them. I attended Kaplan late 2011 and 2012 at their Phoenix, Az location for their vet tech degree. If you want to read through the application before you start the wizard scroll down and click the View Form button. I was at Kaplan in 2010 nor 2011 npr 2012 but I have charges. I called Kaplan shortly after graduation to help with placement and I was always put off. I am a former Kaplan student I went there thinking I would get a degree in criminal justice. No, you dont have any valid justification or legal grounds for applying for a Borrowers Defense to Repayment Discharge. Hello I attended kaplan university back in 2016 and When I enrolled I was told I had enough financial to cover everythigna nd wouldnt have to wrry about paying for anything.But that was a lie,because I had to withdraw due to capping in my financial aid.While enrolled I never heard from the finacial aid department or from the advisor the whole time.And when I tried to look the advisor up n my email the email doesnt exisit anymore.Now Im stuck with student loans from this school and on top of that they wont release my transcrpts.